A report on recent federal interest rate proposals and their potential impact on the national financial infrastructure and consumer lending practices.

Most people don’t plan to get into credit card trouble. It usually starts small. One card for online purchases. Another because the bank offered a lifetime free deal. A third for travel rewards. At ...

Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.

According to the J.D. Power 2025 U.S. Credit Card Satisfaction Study, 53% of cardholders are currently carrying revolving debt, and 56% are classified as financially unhealthy. While these percentages ...

A few years ago, I presented a class to a group of recent retirees, and they asked the same question: How do I maintain a good credit score if I ...