Today’s CD rates for February 2, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

Best CD Rates Today, Jan. 31, 2026: Don't Miss What's Left of Top APYs

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

5 pros offer their certificate of deposit predictions for February — and beyond ...

CD Rates Today: January 26, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Best CD Rates Today, Jan. 29, 2026: Final Days to Lock in a Strong Rate This Month

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

CD Interest Rates Forecast: Will CD Rates Go Up In 2026?

The Federal Reserve’s Federal Open Market Committee (FOMC) announced at its January 27-28 policy meeting that it would maintain the current benchmark rate—a pause in the series of rate cuts we’ve seen ...

The Fed Meets This Week—What It Could Mean for Savings and CD Rates

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...

What to do when your CD matures: Taking advantage of your grace period — and key options

Acting quickly within your grace period can help you avoid missed opportunities. Here's happens when a CD matures — and your ...