Edmunds data shows new-car loan rates have been falling, but higher vehicle prices are pushing monthly payments higher.

According to new data on new-car financing trends from the car-buying authorities at Edmunds, customers are bringing the least amount of cash to dealerships to secure a down payment for the first time ...

As prices remain high, more buyers are stretching payments across 72-month or even 84-month loans. While a longer loan lowers ...

The average amount owed on car trade-ins with negative equity rose to $7,214 — an all-time high, according to new data from ...

Affordability is a hotter topic than ever in 2026. Many people are struggling to manage rising costs and live within their means, making it harder to justify splurging on things they want but don’t ...

Edmunds released its fourth-quarter data on Jan. 5 and it showed various records being broken including the highest percentage of new car buyers committing to $1,000 or more in monthly payments, new ...

New Edmunds data shows that 1 in 4 trade-ins toward new cars had negative equity last quarter and buyers owe even more. New cars are expensive. According to data from Kelley Blue Book and Cox ...

Edmunds is reporting record high new-car-financing amounts in the fourth quarter of 2025. According to the latest analysis ...

Buying a new car has never been more financially daunting. A 2025 analysis from Edmunds found that a record 19.3% of consumers who financed a new vehicle in the second quarter of 2025 committed to a ...

Edmunds reports record monthly car payments in Q4 2025: over 20 percent of new-car buyers pay $1,000+, with 84-month loans becoming commonplace.

That does not mean the vehicles are submerged. In a sense, the drivers are. More than one in four trade-ins had negative equity in the third quarter of 2025, Edmunds reports. In auto industry parlance ...