Social Security is typically an important part of a retiree’s income plan, so it makes perfect sense to do everything possible to maximize that benefit. For some folks, taking it early at 62 makes ...

The break-even point of a refinance occurs when savings equal costs. Here’s how to do the math. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but ...

There may come a time in your homeownership journey when you wonder if it makes sense to refinance your mortgage. It’s a decision that can help you reach goals like lowering your interest rate or ...

Your refinance break-even point is the time it takes for the savings from refinancing to cover the costs involved. Refinancing can extend the time it takes to become mortgage-free and increase your ...