One of the most popular withdrawal strategies involves drawing from taxed accounts first, then tax-deferred accounts, and ...

Required minimum distributions (RMDs) begin at age 73 for anyone with pre-tax retirement accounts such as 401(k)s and IRAs.

If you’re working and collecting a steady paycheck, you’re hopefully saving some amount of money for retirement each month. You’ll need retirement savings to supplement your Social Security benefits.

Planning a comfortable retirement typically means having more control over your finances. You need to take a look at your investments, savings and cash on hand, but you should consider your living ...

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here’s the latest. One source Americans consider ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

When it comes to retirement planning, having a written plan can be an important tool when it comes to saving money.

Discover the safest 2025 investments for retirement -- including Treasurys, CDs, I Bonds and high-yield savings. Learn how to ...

The IRS released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.

The rule of $1,000 may help you figure out how much dough you need to save for retirement. You can guess, of course. Or go with a big number like $1 million, or even the $1.6 million that 401(k) plan ...