Oportun went public in 2019 and today has two million members that it serves with both savings accounts and personal loans. The company offers both secured and unsecured loans. Oportun is certified as ...

LightStream and Upstart are established personal lenders that serve contrasting borrower profiles through different underwriting methods. The former focuses on traditional credit metrics, while the ...

Upstart's fee revenue is growing slower than what its headline figures would have you believe. The company is targeting to scale its revenues and achieve profitability, but its results are highly ...

Upstart holds out the potential of providing a platform where loans are automated, and credit risk assessments are superior to competitors. For this, UPST could charge a small fee. Presently, however, ...