Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

Nearly 15% of Americans have bad credit (a FICO Score below 580), according to credit reporting bureau Experian. A low credit score can keep you from getting approved for a traditional loan or ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...