Refinancing a personal loan pays only when the new rate, fee included, beats your current rate and the total cost still falls. Learn how to run the numbers.

Federal law gives you free credit reports, disputes, and credit freezes, plus a way to stop preapproved offers. Learn the yearly routine that uses each one.

Many credit cards repay a canceled or cut-short trip, and some cover long delays, if you paid with the card. Learn what to check before buying travel insurance.

Chapter 13 bankruptcy can stop a foreclosure and spread missed mortgage payments over years, but only a finished plan saves ...

Hire a bankruptcy lawyer who files cases like yours in your court and puts a flat fee in writing. Find out which questions to ask before you pay anything.

Airlines pay volunteers to give up seats on oversold flights, and the first offer is negotiable. Learn what to ask for before ...

EIN-only corporate cards approve your company on its cash and revenue, with no personal guarantee or personal credit check.

Debt settlement can cut what you owe, but fees, any tax on the forgiven debt, and credit damage eat into the savings. Find ...

Your windshield oil change sticker rarely matches your carmaker’s schedule, and on most newer cars the manual calls for fewer ...

Compare the unit price on shelf tags to see whether the family size, the sale item, or a shrunken package costs more. Learn ...

A free discount card can make a prescription cheaper than your copay. Learn how to compare pharmacies, ask for both prices, ...

Borrowing to cope works like other compulsive habits, so willpower rarely stops it. Learn the warning signs and find out ...