Federal Student Aid provides resources to help students manage loans, apply for aid, and access information about repayment options.

Any student, regardless of income, who wants to be considered for federal, state, and school financial aid programs. This includes grants, scholarships, work-study funds, and loans.

After you leave school and enter repayment—if you accepted any federal student loans—you’ll use your StudentAid.gov account to manage your federal student aid and track your payments (including your …

Get answers about federal student loan default and learn your options to stop collections (Treasury offset or wage garnishment).

Access and manage your federal student aid account online.

We can provide you with affordable options such as alternative repayment plans, the opportunity to consolidate your student loans, or even a postponement of payments in challenging times.

We've been in the student loan industry for over 30 years, and we strive every day to find a better way to deliver exceptional student loan servicing for students and families nationwide.

We've been in the student loan industry for over 30 years, and we strive every day to find a better way to deliver exceptional student loan servicing for students and families nationwide.

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Reality: There is no income cut-off to qualify for federal student aid. Many factors—such as the size of your family and your year in school—are taken into account.