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💦 The most misunderstood parts of home insurance When people say “water protection,” they think it’s one simple coverage, it’s not. 💧There’s water escape - like a burst pipe, 🚽 sewer backup - when heavy rain overloads the system, and 🌧️ overland water (rain or snow coming in through doors or windows). Then there’s seepage, for instance, water coming through cracks or foundations, which isn’t part of insurance at all - it's home maintenance, just like fixing the pipe itself after it bursts. I
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