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Rather than worrying about your kid's financial future as they get older, consider having them start putting $500 a month into their Roth IRA as soon as they turn 15. By the time they reach 35, they'll have enough for a down payment to purchase a house, all tax-free and without penalties. This approach can provide long-term financial security, and it's something I wish my parents had shared with me when I was 15. #financialfreedom #mortgagetips #iwishiknewthisearlier
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