You kept the house in the divorce—but are you still on the mortgage? This costly mistake happens when people forget to require refinancing in their decree. You can sign over all title and interest in the property, but if your name stays on the note, you're still financially liable for that mortgage. One oversight like this can haunt your credit and finances for years. Schedule your free case evaluation with Ilarraza Law today: 214-393-7049 or www.ilawtex.com. #LewisvilleDivorce #TexasFamilyLaw #
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You kept the house in the divorce—but are you still on the m…
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Yes — you can refinance a home even if you’re not on the current mortgage, as long as you’re on title. Here’s how it works 👇 ➡️ You apply for a new loan in your own name — your ex’s loan gets paid off, ➡️ The property stays in your name, and ➡️ Your ex comes off title at closing. If a buyout is part of your settlement, you can use an Owelty (or marital) lien to pay your spouse their share through the refinance — without doing a cash-out refinance, which usually has higher rates and stricter rul
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