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For anyone who plans to start drawing Social Security past your full retirement age, you have the option to get this lump sum benefit but it results in a lifetime lower benefit since your start date will now be 6 months earlier. More at www.SSA.gov Click here for my FREE cheat sheet, workshop, and more! linktr.ee/medicaremama | The Medicare Family
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To draw your own Social Security benefit or a spouse or Social Security benefit earlier than your full retirement aged, it is reduced. But it will not impact what percentage you can draw later as a widow drawing Social Security survivor benefits. How much you were able to draw as a widow is based on the age you are when you file for the Social Security widow benefit. | The Medicare Family
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