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SpongebobFinance on Instagram: "A subprime balloon mortgage is a high-risk type of home loan that was common before the 2008 financial crisis. It combines two risky features: lending to subprime borrowers (people with low credit or limited income) and including a balloon payment—a large lump sum due at the end of the loan. These loans were marketed as affordable because they started with low monthly payments, but many borrowers didn’t realize the danger of the final payment. When it came time to
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